*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:none;text-size-adjust:none}
body{background:#f4f7fc;color:#1a1a2e;font-family:system-ui,-apple-system,sans-serif;line-height:1.6}
img{display:block;max-width:100%;height:auto}
a{color:#1f427a;text-decoration:none}
a:hover{text-decoration:underline}
.pg-wrap{max-width:1200px;margin:0 auto;padding:0 10px}

/* ── HEADER ── */
header{background:#ffffff;border-bottom:1px solid #dde3f0;position:sticky;top:0;z-index:200;box-shadow:0 2px 8px rgba(31,66,122,0.07)}
.hd-inner{max-width:1200px;margin:0 auto;padding:0 10px;display:flex;align-items:center;height:64px;gap:20px}
.logo-wrap{display:inline-flex;align-items:center;width:172px;height:41px;flex-shrink:0}
.logo-wrap img{width:172px;height:41px;object-fit:contain}
.main-nav{display:none}
.nav-list{list-style:none;display:flex;align-items:center;gap:4px}
.nav-item{display:flex;align-items:center;position:relative}
.nav-link{display:inline-flex;align-items:center;padding:8px 12px;color:#1a1a2e;font-size:0.9rem;border-radius:4px;transition:color .2s,background .2s}
.nav-link:hover{color:#1f427a;background:rgba(31,66,122,0.07);text-decoration:none}
.nav-active{display:inline-flex;align-items:center;padding:8px 12px;color:#1f427a;font-size:0.9rem;font-weight:600}
.sub-active{color:#1f427a;font-weight:600}
.nav-arrow{display:inline-flex;align-items:center;padding-left:2px;cursor:pointer;color:#1a1a2e;font-size:0.7rem;transition:transform .2s;user-select:none}
.has-sub:hover .nav-arrow{transform:rotate(180deg)}
.sub-menu{display:none;position:absolute;top:calc(100% + 1px);left:0;background:#ffffff;border-radius:4px;box-shadow:0 4px 12px rgba(31,66,122,0.14);list-style:none;white-space:nowrap;z-index:300;border:1px solid #dde3f0}
.has-sub:hover .sub-menu{display:block}
.sub-menu li a{display:block;padding:8px 14px;color:#1a1a2e;font-size:0.875rem;transition:color .2s,background .2s}
.sub-menu li a:hover{color:#1f427a;background:rgba(31,66,122,0.07);text-decoration:none}
.nav-auth{display:flex;align-items:center;gap:8px;margin-left:auto}
.btn-login{display:inline-flex;align-items:center;padding:7px 16px;border:1px solid #1f427a;color:#1f427a;border-radius:4px;font-size:0.875rem;transition:background .2s,color .2s}
.btn-login:hover{background:#1f427a;color:#ffffff;text-decoration:none}
.btn-signup{display:inline-flex;align-items:center;padding:7px 16px;background:#1f427a;color:#ffffff;border-radius:4px;font-size:0.875rem;font-weight:700;transition:background .2s}
.btn-signup:hover{background:#163460;text-decoration:none}
.mob-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;background:none;border:none;cursor:pointer;padding:6px;margin-left:auto}
.mob-toggle span{display:block;width:24px;height:2px;background:#1f427a;border-radius:2px;transition:background .2s}
.mob-toggle:hover span{background:#163460}
.mob-menu{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:#ffffff;z-index:300;overflow-y:auto;flex-direction:column}
.mob-menu.mob-open{display:flex}
.mob-top{display:flex;align-items:center;justify-content:space-between;padding:14px 16px;border-bottom:1px solid #dde3f0}
.mob-logo img{width:172px;height:41px;object-fit:contain}
.mob-close{background:none;border:none;color:#1f427a;font-size:1.8rem;cursor:pointer;line-height:1;padding:0 4px}
.mob-close:hover{color:#163460}
.mob-nav-list{list-style:none;padding:12px 0}
.mob-nav-item{display:flex;align-items:center;flex-wrap:wrap;border-bottom:1px solid #f0f3fa}
.mob-nav-item a,.mob-nav-item .nav-active{display:block;padding:14px 20px;color:#1a1a2e;font-size:1rem;flex:1}
.mob-nav-item .nav-active{color:#1f427a;font-weight:600}
.mob-nav-item a:hover{color:#1f427a;text-decoration:none}
.mob-arrow{display:inline-flex;align-items:center;padding:14px 16px;cursor:pointer;color:#1f427a;font-size:0.7rem;transition:transform .2s}
.mob-arrow.open{transform:rotate(180deg)}
.mob-sub{display:none;width:100%;list-style:none;background:rgba(31,66,122,0.04)}
.mob-sub.mob-sub-open{display:block}
.mob-sub li a{display:block;padding:12px 32px;color:#2c3a5c;font-size:0.9rem}
.mob-sub li a.sub-active{color:#1f427a;font-weight:600}
.mob-sub li a:hover{color:#1f427a;text-decoration:none}
.mob-auth{display:flex;gap:10px;padding:16px 20px}
.mob-auth .btn-login,.mob-auth .btn-signup{flex:1;justify-content:center}
@media(min-width:1081px){
.main-nav{display:flex;align-items:center;flex:1;gap:8px}
.mob-toggle{display:none}
.mob-menu{display:none!important}
}

/* ── HERO ── */
.pp-hero{background:linear-gradient(135deg,#e8edf5 0%,#dce6f4 100%);padding:40px 10px 32px}
.pp-hero h1{font-size:2rem;color:#1a1a2e;font-weight:800;margin-bottom:8px}
.pp-meta{font-size:0.82rem;color:#5a6a8a;margin-bottom:14px}
.pp-intro{font-size:0.95rem;color:#2c3a5c;max-width:780px;line-height:1.65}
@media(min-width:1081px){.pp-hero{padding:52px 10px 40px}.pp-hero h1{font-size:2.4rem}}

/* ── BODY ── */
.pp-body{padding:40px 10px 56px}
.pp-content{max-width:860px}
.pp-content h2{font-size:1.15rem;color:#1f427a;font-weight:700;margin:28px 0 10px;padding-bottom:4px;border-bottom:1px solid #dde3f0}
.pp-content p{font-size:0.91rem;color:#2c3a5c;line-height:1.7;margin-bottom:12px}

/* ── TABLE ── */
.pp-table{width:100%;border-collapse:collapse;margin:12px 0 18px;font-size:0.84rem}
.pp-table thead tr{background:#1f427a}
.pp-table thead th{color:#ffffff;padding:10px 12px;text-align:left;font-weight:600;font-size:0.8rem;text-transform:uppercase;letter-spacing:0.04em}
.pp-table tbody tr{border-bottom:1px solid #dde3f0}
.pp-table tbody tr:last-child{border-bottom:none}
.pp-table tbody tr:nth-child(even){background:#f4f7fc}
.pp-table tbody td{padding:10px 12px;color:#2c3a5c;vertical-align:top;line-height:1.55}
@media(max-width:600px){
.pp-table thead{display:none}
.pp-table tbody tr{display:block;margin-bottom:12px;border:1px solid #dde3f0;border-radius:8px;padding:10px 12px;background:#ffffff}
.pp-table tbody td{display:block;padding:4px 0;border:none;font-size:0.83rem}
.pp-table tbody td::before{content:attr(data-label);display:block;font-weight:700;font-size:0.75rem;color:#5a6a8a;text-transform:uppercase;letter-spacing:0.04em;margin-bottom:2px}
}

/* ── CONTACT BOX ── */
.pp-contact{background:#edf1f9;border:1px solid rgba(31,66,122,0.12);border-radius:8px;padding:14px 18px;font-size:0.9rem;color:#1a1a2e;line-height:1.8;margin:10px 0 14px}
.pp-contact a{color:#1f427a;text-decoration:underline}
.pp-update{font-size:0.84rem;color:#5a6a8a;margin-top:6px}

/* ── FOOTER ── */
footer{background:#7c8db8;padding:36px 10px 24px}
.ft-wrap{max-width:1200px;margin:0 auto;text-align:center}
.ft-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:28px}
.ft-nav a{color:#ffffff;font-size:0.9rem}
.ft-nav a:hover{text-decoration:underline}
.ft-nav a[aria-current="page"]{text-decoration:underline;opacity:0.85}
.ft-lbl{color:#dde3f0;font-size:0.78rem;font-weight:600;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:10px}
.ft-logos-block{margin-bottom:24px}
.ft-logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:16px;padding:8px 0}
.ft-logos img{object-fit:contain;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .2s}
.ft-logos img:hover{opacity:1}
.ft-btm{display:flex;flex-direction:column;align-items:center;gap:16px;border-top:1px solid rgba(255,255,255,0.2);padding-top:20px;margin-top:8px}
.ft-disc{font-size:0.78rem;color:#e8ecf6;line-height:1.6;max-width:780px;text-align:center}
.ft-trust{display:flex;align-items:center;gap:14px}
.ft-trust img{object-fit:contain;filter:brightness(0) invert(1);opacity:0.85}
@media(min-width:1081px){
.ft-btm{flex-direction:row;justify-content:space-between;align-items:flex-start}
.ft-disc{text-align:left}
.ft-trust{flex-shrink:0}
}